Steps to getting financing

It begins with understanding you, your business and your financing needs. Building a strong, partner-focused relationship allows us to provide you flexible solutions and trusted advice.

Here’s how we do it:

  • 1

    Connect with you

    • Get to know you, your business and your financing requirements
    • Explain what we do, and how the deal will progress
    • Take a look at your cash flow position, business case and management capacity
    • Review your application

    Download the Application form

  • 2

    Interest Letter

    • For larger and more complex deals, we internally screen financing requests through our credit committee to provide assurance that we can deliver, subject to due diligence
    • Issue an interest letter outlining the terms and conditions of the deal
      • This is a non-binding, indicative term sheet to ensure we have an agreement in principle before getting into full due diligence
    • Collaborate with your senior lender, as appropriate
    • Payment of the work fee is due, which is 2% of the loan amount, refundable if the deal is not approved
  • 3

    Due Diligence

    • Work closely with you to examine management, operations, marketing, and financial results
    • Present our findings to our credit committee for loan approval

    Download an indicative Due Diligence Checklist

  • 4


    • Credit committee approval and notification of approval issued
    • Legal agreements drawn up
  • 5


    • Funds are disbursed
    • We continue to build our partnership through ongoing financial and management advice, always looking for ways to grow or strengthen your business

Need more information? Contact us and we'd be happy to discuss your financing needs.

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